January 31, 2010

- Question: Where is it?
Dear Mrs. Figgins:
My sister’s husband died a couple of years ago in Iraq. She’s been raising their three kids ( 2 boys, 1 girl) and doing an incredible job.
It’s been a huge struggle financially for her but her faith keeps her buoyed, and she is truly a wonderful human being.
A couple of “financial advisor” friends held a fundraiser for the 3 kids college fund. The proceeds were to be put in trust.
Thanks to many wonderful folks the event was a success.
That was the last any of us heard of what has happened to the money.
My sister doesn’t need any more worries, but friends and family don’t want to let this go on indefinitely without addressing the matter.
What can we do?
Margaret
Dear Margaret:
All of you have the right to know what is happening with the money that was raised.
If this money has been used for anything other than it’s intended purpose, it may be considered fraud or embezzlement.
It’s imperative that you get an accurate accounting.
My advice is that you get a referral to a good lawyer.
Mrs. Figgins
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Children Issues, Love, advice
January 29, 2010

- Is it stealing?
Dear Mrs. Figgins:
My 4 years old son and was caught stealing for the 3rd time. He says he was “borrowing”.
We live in a small town and know most of the merchants. In every case the owners have been very kind and have tried to make my husband and me feel better.
We have been very grateful for their kindness.
I admit it concerns us, not just for our family but for other parents.
These things should not be taken lightly. I know because my brother was a cute little boy who everybody gave a pass to throughout the years. Today he’s in prison.
Please print this letter. I hope this is a shout across the bows to parents.
Concerned Parent
Dear Concerned:
Here is your letter.
Not surprising, with examples like your brother, your mind may go to “today it may be a toy, but tomorrow it may be much more serious”.
However, children under the age of five do not generally have a handle on the concept of ownership, and there is a fine line as to their ability to fully comprehend that an item belongs to someone else and should not be taken.
Parents should be very aware of patterns as children get older. A child may steal out of a “need” or the need for attention.
If this pattern continues, early help is important.
Don’t let your worries get the best of you at this point.
Mrs. Figgins
Advice on everyday issues dispensed by Mrs. Figgins with straightforward common sense and old fashioned values
Children Issues, Love, advice
January 27, 2010

- Silence is golden.
Dear Mrs. Figgins
My son’s girlfriend invited us for dinner to meet her parents.
Upon meeting, the husband said “we’ve heard so much about you”. When I pressed him about what he meant, he was rendered speechless.
It has bothered me non-stop and I’ve let it be known that I’m not happy about it.
Don’t you think that was horribly rude?
Potentially unhappy in-law
Dear Potentially:
I think in this case “speechless” was “smart”.
Oh, the neglected virtue of silence!
Mrs. Figgins
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Love, Relationships, advice
January 26, 2010

- Keeping them healthy & safe.
Dear Mrs. Figgins:
I was shocked to hear on the television today that children can also have strokes.
Is this true?
What are the signs?
Millie, in the Windy City
Dear Millie:
Unfortunately, it is true – children can have strokes.
We extend our Thanks to St. John Hospital in Illinois for the following valuable information regarding strokes in children.
Mrs. Figgins
Signs and Symptoms of Childhood Stroke:
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Severe headache- this is often the first complaint
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Nausea and/or vomiting/ warm, flushed, clammy skin
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Slow, full pulse – may have distended neck veins
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Speech difficulties- absent, slurred or inappropriate speech
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Eye movement problems – partial or complete blindness, blurred vision, unequal pupils
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Numbness – paralysis, weakness, or loss of coordination of limbs, usually on one side of the body; loss of balance
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Facial droop or salivary drool • Urinary incontinence
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Seizures
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Brief loss of consciousness; unconscious ‘snoring’ respirations
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May show signs of rapid recovery (TIA)
If your child shows any of these symptoms, Call 911 – get to the emergency room. Every second counts! Time lost is brain lost!
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The incidence of stroke in children is relatively low; about six cases in every 100,000 children per year and at least one-third of those cases are in newborns.
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Strokes are slightly more common in children under the age of two.
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Overweight children are at high risk for becoming overweight adults, as well as developing diabetes, having premature heart disease or stroke.
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Over 9 million children between the ages 6-19
are overweight.
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Approximately 2,000 children under the age of 18 start smoking everyday.
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Only 30% of males and 26% of females in grades 9-12 attend physical education classes on a daily basis. Lack of physical activity can also contribute to becoming overweight and developing high blood pressure or diabetes.
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On average, it takes 12-24 hours for adults to get to the hospital after the first signs of stroke – that time increases to 48-72 hours for children!
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Stroke is one of the top ten causes of death in children at an alarming rate of 12%.
What can you do to help to help control your child’s risk factors for stroke?
You can’t control certain risk factors for heart disease and stroke such as age, sex, race and family medical history but there are other risk factors you can control, treat or prevent:
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Smoking and exposure to tobacco smoke.- Smoking is a hard habit to break, that’s why it’s important that your children never start. The earlier people start smoking, the greater the risk to their future health. Set a good example for your children by not smoking. If you do smoke, don’t smoke around your children. Get help to quit smoking. Your risk of heart disease and stroke decrease as soon as you stop smoking.
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Physical inactivity- Keeping your children active and fit will help them control their weight and blood cholesterol levels, and lower their risk for developing diabetes and obesity. If your child is overweight encourage daily activities, starting with 10 minutes per day and adding more each day. Limit the amount of time your child spends being inactive, such as watching television, playing on the computer, etc, to no more than one to two hours per day.
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Eating a diet low in saturated fat and cholesterol- Read food labels and choose foods that heart healthy. For example, choose lower fat milk, eat more fruits and vegetables, and include more servings of whole-grains or other complex carbohydrates in your child’s diet.
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High Blood Pressure (hypertension)- High blood pressure causes the heart to work harder than normal and over time this can lead to heart failure or stroke. Children with high blood pressure often have no symptoms. They can look and feel great without even knowing they have hypertension. Make sure that your child’s blood pressure is measured yearly beginning at age 3 by a doctor, school nurse or local health clinic staff.
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Diabetes Mellitus- Diabetes mellitus is a disease in which the body doesn’t make or respond properly to the hormone insulin, which the body needs to convert sugar, starches and other foods into energy. Untreated diabetes can lead to many serious medical problems including heart and blood vessel disease. If your child has diabetes make sure that he/she has regular medical check ups to control it; work with your child’s doctor to improve your child’s eating habits and ensure that he/she exercises regularly and maintains a healthy weight.
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Children Issues, Topics, advice
January 25, 2010

- Money time – again!
Dear Mrs. Figgins:
My best friend borrowed $500 from me some time ago. He never paid the money back as promised.
Perhaps it was my fault for making it sound like the money was no big deal. I never said anything about the promised payments because he was newly married and struggling.
He’s approached me again, this time for a significant amount. The truth is I have the money and can afford to lend it to him.
However, this time, I’m afraid to because I don’t want this issue to ruin our friendship. On the other hand it may affect our friendship if I don’t loan him the money.
What advice can you give me at this point?
Marc, Victoria, Canada
Dear Marc:
A friendship should not depend on whether a friend’s loans money to another – even if one of them has the means to do so.
This said, you first need to address the fact that your friend never paid you back.
If you decide to loan money again, my advice is that you talk with a lawyer or CPA and have proper loan papers drawn up this time. The amount he still owes you, the cost to draw the loan papers, and interest if applicable, should be added to the new loan amount, along with a payment schedule.
Your friend should be grateful for your help and gladly go along with this suggestion. If he is offended by this, then rest assured – you were at risk of not being paid back “again”.
Mrs. Figgins
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How To, Love, Relationships, advice

- Kosher Required?
Dear Mrs. Figgins:
I’m falling in love with a Jewish man, who keeps Kosher. Our family (which includes my cat Missy) is Catholic.
Missy lives with me, and I love her very much. She’s quite finicky and only eats certain foods.,
I’m embarrassed to ask anyone but you, Mrs. Figgins, but if my relationship gets serious, will Missy also have to keep Kosher? After all these years, I don’t think she would go for it.
Ruth
Dear Ruth:
I believe that Missy is not required to keep Kosher, unless of course, she changes her mind. If she does, it’s OK to ”go for it”.
Mrs. Figgins
Love, Relationships, Topics, advice
January 20, 2010

- So Happy!
Dear Mrs. Figgins:
I am 30, single and quite happy. The problem seems to be with all my family members who won’t let up on me about getting married and starting a family.
Some have “privately” asked me if I’m gay! No I’m not but if I were, that’s MY business.
I have a great job, living and working in Berlin for the next year. Not even my parents question me on this.
I’m happy, carefree, financially very comfortable, and most important to me, quite peaceful!
How do you advise that I handle this annoyance?
MISS Madison, Berlin
Dear MISS Madison:
It certainly is YOUR business – and no one else’s.
I agree with Dr. Seuss who said:
“You have brains in your head. You have feet in your shoes.
You can steer yourself in any direction you choose.
You’re on your own. And you know what you know.
You are the guy who’ll decide where to go.”
My advice: Let it go – and go about your business.
PEACE!
Mrs. Figgins
Love, Relationships, advice
January 19, 2010

-
It’s in the air!
Dear Mrs. Figgins:
I’m Jewish and in my mid 40’s. My husband died several years ago. He was the love of my life.
I’ve been blessed with wonderful friends, and am very active, but I dream of “love” and a companion back in my life.
To be honest, I’ve been seriously considering a professional matchmaker. I do believe I still have much life and love in me.
Do you think I’m nuts or can love really happen “the second time around”?
Joan, Boca Raton
Dear Joan:
You a woman, with a roar in numbers too big to ignore! My advice is “go for it!”.
Times have changed, Joan. Professional matchmakers are no longer viewed as a crutch for the desperate. They can make the process much less painful – many times serving as an advisor throughout the process.
A professional advertises for you behind the scene. He or she has the resources to look in the right places rather than a cul-de-sac or outright dead end.
A professional uses skills to soften the blow when a match isn’t well, “a match”.
Remember, there is a person on the other end of the rainbow looking for someone, too.
As for your question “can love happen again?”. I’ll leave you with a reminder in lyrics by writer/composer(s) Sammy Cahn & James Van Heusen
“Love is lovelier, the second time around
Just as wonderful, with both feet on the ground
It’s that second time you hear your love song sung
Makes you think perhaps that love, like youth, is wasted on the young
Love’s more comfortable the second time you fall
Like a friendly home the second time you call
Who can say, what brought us to this miracle we’ve found
There are those who’d bet
Love comes but once – and yet
I’m oh so glad we met
The second time around”
You’ll do great, Joan.
Believe.
Mrs. Figgins
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Love, Relationships, advice